Ocean State Credit Union logo

Phenix Branch Hours Changing September 1st 2026

Our Phenix branch hours are changing as of September 1st 2026 to 8:30-3pm Monday-Wednesday, 8:30-5pm Thursday & Friday. No change for Saturday.

Branch Hours & Info 

Ocean State Credit Union

Open An Account Today!
Search ~
Location
Contact
401-397-1900
logo
Bank
Bank
Savings
Personal Savings
Youth Teen Accounts
Club Accounts
Business Savings Accounts
Checking
Premier Checking
Relationship Checking
Student Checking
Business Checking
Overdraft Product Options
OSCU Visa® Debit Card
Open An Account
Group of business people meeting together to assess business profits.

Free Small Business Checking

Our Free Business Checking is designed to support your venture with no monthly fees and no minimum balance. It’s a smart way to manage finances while keeping more money focused on growth.

Learn More
Borrow
Borrow
Mortgage
Mortgages
30 Year Fixed Rate Mortgage
15 Year Fixed Rate Mortgage
Hybrid Adjustable Rate Mortgages
Veteran’s Administration Mortgages
Jumbo Mortgages
Land Loans
Construction Loans
Mortgage Account Information
Mortgage Rates
Equities
Home Equity Line of Credit
Home Equity Loans
Home Equity PLUS Loans
Commercial Lending
OSCU Visa Credit Cards
OSCU Visa® Platinum Rewards
OSCU Visa® Silver Rewards
Credit Card Account Information
Personal Loan
Personal Secured Loan
Personal Unsecured Loan
Auto Recreational Vehicle Loans
New Auto Loans
Pre-Owned Auto Loans
Motorcycle Loans
New Recreational Vehicle Loans
Pre-Owned Recreational Vehicles
New Boat Loans
Pre-Owned Boat Loans
Student Loans
Financial Calculators

Find the right mortgage

Find the right mortgage for your next move with Ocean State Credit Union. Whether you’re buying, refinancing, building, or remodeling, our experienced mortgage team is here to help you explore flexible options, competitive rates, and terms that fit your needs.

Apply today
Invest
Invest
Certificate of Deposit Accounts
Individual Retirement Accounts
Individual Retirement Accounts (IRA's)
IRA Savings Accounts
IRA Certificate of Deposit (CD) Accounts
Money Market Accounts
Personal Money Market Accounts
Business Money Market Accounts
Municipal Money Market Accounts

Start Retirement with OSCU

Start saving for retirement now with our competitive rates on Traditional, ROTH, and Educational IRA's. Take advantage today!

Open an IRA today!
Services
Services
Online Banking And Security
Mobile Banking
Mortgage Account Information
OSCU Visa® Credit Card Account Information
Order Checks Here!
Telephone Banking
Safe Deposit Boxes
Terms and Conditions
A man on a Seattle roof top taking a picture of a check with his smart phone for a Remote Deposit Capture. He smiles, wearing modern stylish clothing, his friends waiting for him to finish the transaction. Seattle cityscape on the skyline in background.

Mobile Banking on the go!

Enhance your checking convenience by downloading our mobile application! Easily access your accounts from any location!

OSCU Mobile Banking
Resources
Resources
About Ocean State Credit Union
About OSCU
How to Become a Member of Ocean State Credit Union
What is the Credit Union Difference?
Credit Union vs. Banks
Credit Union History
Core Values
Branch Locations & Hours
Providence Branch
North Kingstown Branch
Phenix Branch (West Warwick)
Warwick Branch
Main Street Branch (Coventry)
Nooseneck Hill Road Branch
Operations Center
Rates
Holiday Schedule
Important Information & Numbers
Trust and Privacy Center
ATM Locations
OSCU Management
Careers at OSCU

Rates at OSCU

Lock in the rate that fits your lifestyle. Check out our Rates on Savings, Investments and More!

Rates
Close Menu

Services

Mortgage Accounts

View your mortgage account information and make payments here. You will be able to view the following types of accounts here:

  • Home Mortgage
  • Construction Loan
  • Land Loan
  • Home Equity Line of Credit
  • Equity Loan
View your mortgage account here

Mortgage Account Information

Online Banking And Security
Mobile Banking
Mortgage Account Information
OSCU Visa® Credit Card Account Information
Order Checks Here!
Telephone Banking
Safe Deposit Boxes
Terms and Conditions
Default image_alt

Get Started with OSCU Checking