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OSCU Visa Credit Cards
All Ocean State Credit Union Visa® Cards are eligible for our uChoose Rewards Program, an option that enables you to earn cash back on all qualifying Visa® purchases. For further details about this program, please refer to the link below.
All cards must be registered to participate in this program.
OSCU Visa® Platinum Rewards
- As low as 8.90% APR**
- No Annual Fee
- Earn Rewards Points or Cash Back through UChoose® Rewards
- 24 Hour Member Service
- 24 Hour ATM access for Cash Advances
- Accepted Worldwide
*Credit card applications are reviewed for creditworthiness to determine if a card will be issued, and if so, which type of card will be issued.
Rates Effective as of October 1, 2018
**APR = Annual Percentage Rate
INTEREST RATES AND CHARGES
OSCU Visa® Silver Rewards
- As low as 12.90% APR**
- No Annual Fee
- Earn Rewards Points or Cash Back through UChoose® Rewards
- 24 Hour Member Service
- 24 Hour ATM access for Cash Advances
- Accepted Worldwide
*Credit card applications are reviewed for creditworthiness to determine if a card will be issued, and if so, which type of card will be issued.
Rates Effective as of October 1, 2018
**APR = Annual Percentage Rate
INTEREST RATES AND CHARGES
Credit Card Account Information
Call Toll Free in the US: (844) 223-1737
Call Toll Free Outside the US: (571) 526-3946
- Lost or Stolen Visa® Credit Card
- Report Fraudulent Activity
- Activate Your New Card
- Online Account Access Questions
- Transfer Balances
- Order Convenience Checks
- UChoose® Rewards questions
Visa® Purchase Alerts
Purchase alerts are sent to you real-time* via text message or email when you make a purchase**. These alerts keep your account secure by empowering you to catch fraud.
3 Easy Steps to get started:
- Check to make sure your card is eligible***.
- Register your mobile device and email to receive Visa® purchase alerts.
- Choose the notification triggers that match your needs. You’ll get real-time* texts or email alerts based on your selected criteria.
*Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
**A qualified transaction is any transaction routed through Visa®.
***Visa® Purchase Alerts may not be available in all areas. Account activity qualifying for Visa® Purchase alerts may vary by issuer.