OSCU Visa Credit Cards

All Ocean State Credit Union Visa^® Cards are eligible for our uChoose Rewards Program, an option that enables you to earn cash back on all qualifying Visa^® purchases. For further details about this program, please refer to the link below.

All cards must be registered to participate in this program.

OSCU Visa^® Platinum Rewards

• As low as 8.90% APR**
• No Annual Fee
• Earn Rewards Points or Cash Back through UChoose^® Rewards
• 24 Hour Member Service
• 24 Hour ATM access for Cash Advances
• Accepted Worldwide

*Credit card applications are reviewed for creditworthiness to determine if a card will be issued, and if so, which type of card will be issued.

Rates Effective as of October 1, 2018
**APR = Annual Percentage Rate
INTEREST RATES AND CHARGES

OSCU Visa^® Silver Rewards

• As low as 12.90% APR**
• No Annual Fee
• Earn Rewards Points or Cash Back through UChoose^® Rewards
• 24 Hour Member Service
• 24 Hour ATM access for Cash Advances
• Accepted Worldwide

Credit Card Account Information

Call Toll Free in the US: (844) 223-1737

Call Toll Free Outside the US: (571) 526-3946

• Lost or Stolen Visa^® Credit Card
• Report Fraudulent Activity
• Activate Your New Card
• Online Account Access Questions
• Transfer Balances
• Order Convenience Checks
• UChoose® Rewards questions
• Easily make a payment by logging into your online banking or the mobile app 

Visa^® Purchase Alerts

Purchase alerts are sent to you real-time* via text message or email when you make a purchase**. These alerts keep your account secure by empowering you to catch fraud.

3 Easy Steps to get started:

1. Check to make sure your card is eligible***.
2. Register your mobile device and email to receive Visa^® purchase alerts.
3. Choose the notification triggers that match your needs. You’ll get real-time* texts or email alerts based on your selected criteria.