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System Maintenance On 5/17/2026 1am-6:30am

Attention OSCU Members, there will be scheduled maintenance on mobile and online banking services 5/17/2026 1am-6:30am. During this time you may experience limitations with online banking, mobile applications, and affiliated websites. Normal operations will proceed after system maintenance. Thank you for your understanding.

Ocean State Credit Union

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Borrow

Commercial Lending Options


Commercial Real Estate

What Types Of Real Estate Are Covered Under Commercial Lending?

  • Owner Occupied Commercial and Industrial
  • Investment Real Estate
    • Multi- Unit and Mixed-Use Investment Properties
    • Apartment Complexes
    • Medical Buildings

Term Loans:

Fixed term loans with competitive rates and flexible terms.

What Can I Use Term Loans For?

  • Equipment
  • Machinery
  • Commercial Vehicles – single or fleet
  • Leasehold Improvements & More

Lines of Credit

What types of credit lines can I open?

  • Short-Term Working Capital Needs
  • Seasonal Cash Flow Support

For more information contact Megan Johnson- Director of Commercial Lending

 (401) 392-2350  [email protected]