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Phenix Branch Hours Changing September 1st 2026

Our Phenix branch hours are changing as of September 1st 2026 to 8:30-3pm Monday-Wednesday, 8:30-5pm Thursday & Friday. No change for Saturday.

Ocean State Credit Union

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Borrow

Commercial Lending Options


Commercial Real Estate

What Types Of Real Estate Are Covered Under Commercial Lending?

  • Owner Occupied Commercial and Industrial
  • Investment Real Estate
    • Multi- Unit and Mixed-Use Investment Properties
    • Apartment Complexes
    • Medical Buildings

Term Loans:

Fixed term loans with competitive rates and flexible terms.

What Can I Use Term Loans For?

  • Equipment
  • Machinery
  • Commercial Vehicles – single or fleet
  • Leasehold Improvements & More

Lines of Credit

What types of credit lines can I open?

  • Short-Term Working Capital Needs
  • Seasonal Cash Flow Support

For more information contact Megan Johnson- Director of Commercial Lending

 (401) 392-2350  Mjohnson@OceanStateCU.org