Ocean State Credit Union logo

Holiday Closure

Ocean State Credit Union will be closed on Monday, October 13th in observance of Columbus Day.

Ocean State Credit Union

Become a Member
Search ~
Location
Contact
401-397-1900
logo
Bank
Bank
Savings
Personal Savings
Youth Teen Accounts
Club Accounts
Small Business Savings Accounts
Checking
Personal Checking
Premier+ Checking 
Electronic Checking
Student Checking
Small Business Checking
Overdraft Product Options
OSCU Visa® Debit Card
Group of business people meeting together to assess business profits.

Free Small Business Checking

Our Free Business Checking is designed to support your venture with no monthly fees and no minimum balance. It’s a smart way to manage finances while keeping more money focused on growth.

Learn More
Borrow
Borrow
Mortgage
Mortgages
30 Year Fixed Rate Mortgage
15 Year Fixed Rate Mortgage
Hybrid Adjustable Rate Mortgages
Veteran’s Administration Mortgages
Jumbo Mortgages
Land Loans
Construction Loans
Mortgage Account Information
Mortgage Rates
Equities
Home Equity Line of Credit
Home Equity Loans
Home Equity PLUS Loans
OSCU Visa Credit Cards
OSCU Visa® Platinum Rewards
OSCU Visa® Silver Rewards
Credit Card Account Information
Personal Loan
Personal Secured Loan
Personal Unsecured Loan
Auto Recreational Vehicle Loans
New Auto Loans
Pre-Owned Auto Loans
Motorcycle Loans
New Recreational Vehicle Loans
Pre-Owned Recreational Vehicles
New Boat Loans
Pre-Owned Boat Loans
Student Loans
Financial Calculators

OSCU and RI Housing

Ocean State Credit Union provides Rhode Island Housing products, including programs for first-time homebuyers. We offer assistance with down payments and closing costs, as well as 100% financing for qualified buyers. For more information, please contact our Mortgage Loan Originator, Tom Carroll, at 401-397-1900 ext. 2362.

Apply Now
Invest
Invest
Certificate of Deposit Accounts
Individual Retirement Accounts
Individual Retirement Accounts (IRA's)
IRA Savings Accounts
IRA Certificate of Deposit (CD) Accounts
Money Market Accounts
Personal Money Market Accounts
Business Money Market Accounts

Start Retirement with OSCU

Start saving for retirement now with our competitive rates on Traditional, ROTH, and Educational IRA's. Take advantage today!

Open an IRA today!
Services
Services
Online Banking And Security
Mobile Banking
Mortgage Account Information
OSCU Visa® Credit Card Account Information
Order Checks Here!
Telephone Banking
Safe Deposit Boxes
Terms and Conditions
A man on a Seattle roof top taking a picture of a check with his smart phone for a Remote Deposit Capture. He smiles, wearing modern stylish clothing, his friends waiting for him to finish the transaction. Seattle cityscape on the skyline in background.

Mobile Banking on the go!

Enhance your checking convenience by downloading our mobile application! Easily access your accounts from any location!

OSCU Mobile Banking
Resources
Resources
About Ocean State Credit Union
About OSCU
How to Become a Member of Ocean State Credit Union
What is the Credit Union Difference?
Credit Union vs. Banks
Credit Union History
Branch Locations & Hours
Providence Branch
North Kingstown Branch
Phenix Branch (West Warwick)
Warwick Branch
Main Street Branch (Coventry)
Nooseneck Hill Road Branch
Operations Center
Rates
Holiday Schedule
Important Information & Numbers
ATM Locations
OSCU Management
Careers at OSCU

Rates at OSCU

Lock in the rate that fits your lifestyle. Check out our Rates on Savings, Investments and More!

Rates
Close Menu

Contact Us

Contact OSCU Today

Ocean State Credit Union
401-397-1900 | 877-397-1900
[email protected]

Operations Hours
Monday – Friday 8:30 am – 4:00 pm

Contact Us

Opt In/Opt Out for Overdraft Services
Trust and Privacy Center
News
In The Community
Contact Us
7 Month CD Special
Home
Bank
Borrow
Invest
Services
Apply
Resources
Payments
Privacy Policy
Rates
Disclosures
Default image_alt

Get Started with OSCU Checking