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Closed For Presidents Day

Please note that all Ocean State Credit Union branch locations will be closed on Monday, February 16, 2026, in observance of Presidents Day. We will resume normal business hours on Tuesday, February 17, 2026. Members can continue to access their accounts through mobile banking, and ATMs..

Ocean State Credit Union

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OSCU and RI Housing

Ocean State Credit Union provides Rhode Island Housing products, including programs for first-time homebuyers. We offer assistance with down payments and closing costs, as well as 100% financing for qualified buyers. For more information, please contact our Mortgage Loan Originator, Tom Carroll, at 401-397-1900 ext. 2362.

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Start saving for retirement now with our competitive rates on Traditional, ROTH, and Educational IRA's. Take advantage today!

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About Ocean State Credit Union
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What is the Credit Union Difference?
Credit Union vs. Banks
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Providence Branch
North Kingstown Branch
Phenix Branch (West Warwick)
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Nooseneck Hill Road Branch
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Rates at OSCU

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