Personal Money Market Accounts

Money Market Accounts

A Money Market Savings Account earns a higher amount of interest than a regular savings account due to a higher required opening deposit and higher minimum balance requirements. A Money Market Savings Account may be a great alternative to a Certificate of Deposit if you know that you will require access to some or all of your funds without time constraints. These may also be a convenient place to hold money that is to be used for upcoming investment.

Money Market Accounts

  • A balance of $2,500 is required to maintain a Money Market Account and earn the annual percentage yield (APY)*.
  • Interest is compounded and credited monthly.
  • No monthly service charge.
  • Touch-tone teller access available.

Current Money Market Rates

rates_savings_mm table
Account TypeTermAPY*Interest RateInterest PaidMinimum Deposit to earn APY
Tier 1None0.40%0.39927%Monthly$2,500.00 - $24,999.99
Tier 2None0.40%0.39927%Monthly$25,000.00 - $49,999.99
Tier 3None0.40%0.39927%Monthly$50,000.00 - $74,999.99
Tier 4None0.40%0.39927%Monthly$75,000.00 & Over

Business Money Market Accounts

Business Money Market Products

With a Business Money Market Account you can earn a higher interest rate and still enjoy ready access to your funds. As your balance grows so does your interest.

  • Must be opened under the Business' Tax-ID Number
  • A minimum balance of $2,500 is required to maintain a Money Market Account and earn the annual percentage yield (APY)*.
  • Interest is compounded and credited monthly.

Business Money Market Rates

rates_savings_businessmm table
Account TypeTermAPY*Interest RateInterest PaidMinimum Deposit to earn APY
Tier 1None0.10%0.09995%Monthly$2,500.00 - $24,999.99
Tier 2None0.20%0.19982%Monthly$25,000.00 - $49,999.99
Tier 3None0.30%0.29959%Monthly$50,000.00 - $199,999.99
Tier 4None0.40%0.39927%Monthly$200,000.00 & Over

Rates effective as of October 1, 2016

*APY = Annual Percentage Yield

Products In Italics Have A Special Rate.

Rates are subject to change after account opening at anytime without notice.

How Your Funds are Federally Insured

The National Credit Union Administration (NCUA) is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF, like the FDIC’s Deposit Insurance Fund, is a federal insurance fund backed by the full faith and credit of the U.S. Government. The NCUSIF insures member savings in federally insured credit unions, which account for approximately 98 percent of all credit unions. All federal credit unions and the vast majority of state-chartered credit unions are covered by NCUSIF insurance protection. Click here to learn more about how your accounts are federally insured.